Awasome Home Equity Loan To Value Calculator 2022. After this, you need to calculate the. Lenders usually require an 80% ltv ratio, which equals 20% equity.

At that moment, your equity is $50,000, and your mortgage is $300,000. For a property with a value of $600000 with a mortgage of $300,000, you need to multiply $500,000 by 0.90%, and you will get a result of $540,000. $ home equity line of credit.